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The Housing Market - Changing The Job Description

The real estate and mortgage industry have changed dynamically over the course of the last few years, and will hopefully never return to where it was during the boom of the market that took place a few years ago. Corrupt lending practice, bloated governme... Read >

A Review Of The Making Home Affordable Program

The Obama Administration is scrambling to figure out what the correct course of action is regarding this current economic downturn. As recently as a few days ago, the president himself made a sarcastic statement regarding how his outlook on the economic s... Read >

Should I Invest In Real Estate

Absolutely! Interest rates are at record lows, and home affordability is at an all time high. In fact, did you know that, according to the National Association of Realtors, 20% of the homes sold in April were purchased by investors? This is a testament to... Read >

Selling Your First Home?

There is no doubt that we are currently in a buyers market. Home affordability is at an all time high, and interest rates have reach levels that make purchasing a home easier than ever. With the influx of real estate owned and foreclosed properties, this ... Read >

Renegotiating Your Mortgage

The government seems to be doing everything that they can in order to correct the real estate market. Even though Congress and the Fed are calling for the Obama Administration to cut back on unacceptable spending, they keep on trying to push through new l... Read >

Why Choose An Agent Prior To Searching The Internet For Homes?

According to the National Association of Realtors, nine out of ten house hunters involved the internet in their search for a new home. As more and more people turn to the internet for information, we begin seeing buyers and sellers approach real estate ag... Read >

Opportunities For Home Buyers

As the last few years have progressed, we have seen tough times in our economy. The unemployment rate has been dropping, gas prices have been hiked up, and we are seeing consumer confidence at an all time low. Even the real estate market has been hit in a... Read >

Open Floor Plans - The Currently Popular Home Style

Whenever we start our search for a new home, there are a couple of things that we all look for. We want a home that has been kept in excellent condition, and is being sold for an attractive price. Some of us have different preferences than others. For ins... Read >

Upside Down Mortgages - The Alternative To Action

So you are upside down on your mortgage, and you are starting to sweat. You see the equity that you had in your property turn into negative equity, and you realize that something has to be done. Unfortunately, in all actuality, there is nothing that can b... Read >

The Mortgage Industry Is Not So Tough

Over the last several days, I have heard at least ten people tell me that it is impossible to get a loan in this economy. People are telling me horror stories about how they have huge incomes, pristine credit, and they are having to wait four, five, and s... Read >

Preparing For A Home Purchase

Whenever you reach the point in your life where you are now able to afford a home, there is a lot to consider. Besides making sure you love the house you have chosen to buy, you need to make sure all of your affairs are in order. By following a few simple... Read >

What Do The Rich Do Differently With Their Homes?

This is a questions that gets asked often, because the answer changes based on each person's situation. Generally speaking, the money in a person's home is about as secure and stable as the real estate market for the area in which the house is located. Th... Read >

Should I Have Taken Money Out Of My House During The Boom?

The answer to this question, like most other questions in the real estate and mortgage industries, depends on your personal situation and goals.  CoreLogic, a widely trusted and reputable information gathering and analysis company, reports that those who ... Read >

Obama's Mortgage Plan: No Good

The Obama Administration put together a program that was intended to motivate mortgage servicers to work with individuals struggling to make their payment. Their plan was to use money from the federal bailout fund and compensate lenders who worked with th... Read >

Adjustable Rate Loan Versus Fixed Rate: Which One Is For Me?

All you have to do is look at a California loan rate tool, which is offered on most websites about mortgages and real estate, and you will see that the appeal of an adjustable rate mortgage is rearing its ugly head once again. It is no secret that the irr... Read >